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This is also auto insurance policy coverage for the policyholder in the event of car accidents causing bodily injuries for the driver and others involved e.g. passengers and/or pedestrians.
In most cases, the coverage includes the income lost as a result of the accident and even up to medical bills for the victims having the coverage.
There are much benefits of having coverage of bodily injury. One major reason is the reduction of medical expenses.
Normally, all medical expenses of an accident resulting in bodily injury are assumed to be the primary responsibility of the victim (s) or his/her guardian.
Coverage for bodily injury can be accessed based on the severity of injuries sustained during the cause of the accident and the medical bills involved for such injuries.
As already noted, injuries can be sustained by others not in the vehicle e.g. pedestrian which may result in a legal case against the driver.
In this case, the coverage may also be used to cover the costs of any legal defence involved when the driver is actually found guilty for the injuries sustained by the victims other than him.
In most cases, the coverage includes the income lost as a result of the accident and even up to medical bills for the victims having the coverage.
There are much benefits of having coverage of bodily injury. One major reason is the reduction of medical expenses.
Normally, all medical expenses of an accident resulting in bodily injury are assumed to be the primary responsibility of the victim (s) or his/her guardian.
Coverage for bodily injury can be accessed based on the severity of injuries sustained during the cause of the accident and the medical bills involved for such injuries.
As already noted, injuries can be sustained by others not in the vehicle e.g. pedestrian which may result in a legal case against the driver.
In this case, the coverage may also be used to cover the costs of any legal defence involved when the driver is actually found guilty for the injuries sustained by the victims other than him.
Posted in: Glossary of Auto Insurance (B)
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